Our white label solution for banks aims at enriching all transactions. Based on artificial intelligence, predictive analysis, robot technology and Unique Design Cardlay’s forefront software leverages the integration between Credit card transactions, Travel Expense Management and EU-VAT reclaim.
Cardlay's frontend and built-in automation solutions enables banks to leverage and utilize digital customer relationship, improve earnings and secure retention – based on unique design and user experience.Download solutions PDF
The Travel Expense Management service (TEM) offers a real time overview of all corporate expenses to be paid by the company. All transactions from company cards and transactions to be reimbursed from employees automatically flow through the TEM service in real time.
Through the Cardholder App, employees can add further information about the transaction such as the receipt or invoice, comments, category, VAT region and other relevant information for the internal and external accounting for the company.Download PDF
When travelling to other EU countries, travel expenses like hotel, restaurant, car rental, taxi, venues etc. include local VAT. The VAT can be reclaimed, but it is difficult and time-consuming. Vattax solves this problem and seamlessly integrates with the Cardholder App.
PwC delivers all the VAT knowledge and keeps the system updated with the constantly changing VAT rules in all EU countries.
Because the transaction is received in the Cardholder App in real time, the Cardholder can enrich the transaction at the same time as uploading the receipt.
The Card Management platform is a user-friendly interface to issue, load and manage all corporate cards in real time. It offers functionalities known from the bank’s frontend office, but in a real time environment, managed by the company and integrated with other Corporate Services. Because of its intuitive design offering great control and overview.
KYC is a well-known, time-consuming, process in most banks. Cardlay has modernised and automated the process of gathering and dashboarding customer information.
The Cardlay KYC tool offers an online platform, that helps customers easily identify and deliver needed information.