Our white label solution for banks aims at enriching all transactional data. Based on artificial intelligence, predictive analysis, and Unique Design Cardlay’s innovating software leverages the integration between Credit card transactions, Travel Expense Management and EU-VAT reclaim.
Cardlay's frontend, great user experience and built-in, automated solutions gives banks the tools to increase customer retention and improve earnings through a stronger digital customer relationship.Download solutions PDF
The Travel Expense Management service (TEM) delivers a real time overview of all corporate expenses. All company card transactions and transactions to be reimbursed by employees automatically flow through the TEM service as soon as the cards swipe through the registers.
Through the Cardholder App, employees can supply additional information about the transaction such as the receipt or invoice, comments and other relevant information for internal and external accounting departments.Download PDF
Cardlay provides one-click export of data to most known ERP systems, developed in cooperation with accountants and bookkeepers to function seamlessly.
The primary purpose of an ERP system is to automate business processes to make the business much more efficient and provide better visibility into those processes. Cardlay's services secure a seamless adaption of the processed transactional data.
All transactions are reconsolidated and enriched in real-time, and can be exported on daily, weekly or monthly basis, when it has been settled in the bank
Receipts and invoices can be saved to Cardlay's cloud or downloaded for local file storage.
When travelling to other EU countries, travel expenses like hotel, restaurant, car rental etc. include local VAT. The VAT can be reclaimed, but it is a difficult and time-consuming process. Vattax solves this problem through automation and seamlessly integrates with the Cardholder App.
PwC supplies the needed know-how with their extensive knowledge of VAT and keeps the system up-to-date with the constantly ever-changing VAT rules in every EU country.
Transaction is received real-time in the app and the cardholder enriches the transaction at the same time as uploading the receipt.
The Card Management platform is a user-friendly interface to issue, load and manage all corporate cards in real-time. It offers great control, overview and functionalities similar to what you would find in a bank, but in a real-time environment, with an intuitive design, managed by the company and integrated with other corporate services.
KYC is a well-known, time-consuming process in most banks. Cardlay has modernised and automated the process of gathering customer information and displaying it on a dashboard.
The Cardlay KYC tool offers an online platform that helps customers easily identify and deliver the desired information.